Shell=s agreements with the Dealers prohibit them from selling any gasoline except Shell-branded gasoline. 2023, International Association of Better Business Bureaus, Inc., separately incorporated Better Business Bureau organizations in the US, Canada and Mexico and BBB Institute for Marketplace Trust, Inc. All rights reserved. Contenders Clothing, Director of New Business Development, North America at Wunderman Its as simple as that. (26). Moreover, the court=s description of the Dealers as A>captive buyers= required to purchase Shell-branded gas at Shell=s price@ is not evidence of bad faith or an abnormal case within the meaning of Comment 3. 15 U.S.C. '' ZEVO 513-2015437 OH. The trial court granted Shell=s motion for summary judgment. Second, Shell sells Shell-branded gasoline directly to the public through company-operated stations. Box 2463, Houston, TX, 77252-2463 They reject the notion that discriminatory pricing is the only way to rebut Comment 3's posted price presumption. Well guide you through the process. White & Robert S. Summers, Uniform Commercial Code ' 17.6 at 167 (4th ed. & Com. Shell submits that there is no evidence that its DTW price caused any particular Dealer to fail or be uncompetitive in the market. Motiva uses two entities to interact with suppliers and customers: Motiva Enterprises LLC and Motiva Trading LLC. at 1312-13. Headquartered in Houston, Texas, it had revenue of $37Billion. Sices gc600 manual. [2] That section of the UCC, dealing with open-price-term contracts, is codified as section 2.305 of Texas Business and Commerce Code and provides: (a) The parties if they so intend can conclude a contract for sale even though the price is not settled. @ Id. WA has an Awesome Residual Income Affiliate Program! Office App, Consultant data engineer chez BLECKWEN at However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. Our employees are what make us great. Home; Categories. FT505.1 20092017 State.gov at 457. @ See Tex. According to the court, this evidence generally included: (1) the DTW price itself, which was on the high end of the wholesale pricing spectrum, (2) the Acaptive@ nature of relationship between Shell and its franchisees, and (3) the general decline in the business fortunes of Shell franchisees. well as phone numbers accurately with The Houston subsidiary of Saudi Arabia's national oil company, Saudi Aramco, Motiva Enterprises refines and distributes fuels, base oils and specialty products to wholesalers in the Automotive, Industrial and specialty industries. Through this program, grants up to $10,000 per applicant are being awarded to eligible organizations to fund the purchase of safety equipment, professional training, or safety education programs. & Com. Insight Global, Senior Algorithm Engineer at KLA [Undisclosed Blue Chip Company], Back-end Developer at TrafficDNA The DTW price is typically higher than the rack price, although Shell does not set either price in relation to the other. 2003); Havird Oil Co. v. Marathon Oil Co., 149 F.3d 283, 290-91 (4th Cir. What is this charge? Shell Oil Company, Motiva Enterprises LLC. Motiva Enterprises owns and operates the Port Arthur Refinery in Port Arthur, Texas. Although the contracts with the Dealers do not require them to buy Shell gasoline exclusively from Shell itself, agreements between Shell and its jobbers effectively eliminate the only major alternative source for Shell-branded gasoline. Motiva's products include diesel, gasoline, liquefied petroleum gas (LPG), aviation fuel, and lubricants which it supplies to American states in the South, Mid-Atlantic, and the Northeast. 2007 elie, manitoba tornado; ghana police training school; seedier crossword clue. The refiner implemented a discount for cash program to offset the costs of credit card processing which the dealers alleged resulted in their being charged twice for the cost of credit. at Motiva to trade refined products apart from co-owner Shell . Both of these cases recognize that a price, commercially reasonable on its face, may nevertheless be applied in a dishonest fashion. Shell Launches Get $25 Back Promo CSP Daily News Whats This Charge On My Credit Card? 102 S.W.3d at 214. Each Dealer contractually agreed to buy gasoline at the DTW price applicable only to Shell-branded lessee-dealers. Johnson & Johnson, VP of Data Science at Livongo [hiring data scientists, ML researchers, ML engineers and data analysts] at In many ways, our story is just beginning. @ Wayman, 923 F. Supp. @ Id. ' Those dealers similarly complained that the refiner had breached its duty of good faith by purposefully setting its dealer price for gasoline at uncompetitively high levels to run them out of business. Bus. There are no reviews on Motiva Enterprises LLC yet. .@). The drafters, however, also wished to minimize judicial intrusion into the setting of prices under open-price-term contracts. Connectingwith key decision-makers? Id. MOTIVA Emprise Financial Corporation USPTO .report Bargain hunters looking to buy and hold should consider these weed stocks. There are several ways to recognize if an email is fraudulent: The email comes from an email addressotherthan @motiva.com. Fraudulent emails are often sent from addresses such as @gmail.com, @yahoo.com, or @hotmail.com., The email has a generic greeting, such as hello customer or hello user.. [1] For management and discovery purposes the trial court agreed to limit the initial trial to Houston Dealers only. personal & work email addresses, as (29). Claim this profile to get thousands of free views! 10x your recruitment & sales conversations. The Dealers themselves concede that Shell is not obligated to price its gasoline with their interests in mind or to protect them from competition. You're all set! These REITs offer investors real estate exposure and a steady income stream. LLB CONVENIENCE & GAS v. | 476 F.Supp.3d 1225 (2020) 2d 1308, 1322 (S.D. Despite this definition and comment, or perhaps because of them, Shell and the Dealers urge conflicting ideas about what good faith should mean in this case. and have not been previously reviewed, approved or endorsed by any other Motiva Enterprises owns and operates the Port Arthur Refinery in Port Arthur, Texas. 102 S.W.3d at 214-15. 664 F.2d at 778. Abu dhabi . at at 806. (37), (1). STACKED PRODUCTS 877-2081922 FLUS. In this instance, the Code imposes on Shell the obligation of good faith when fixing its DTW price under the Dealer Agreement, providing that A[a] price to be fixed by the seller or by the buyer means a price for him to fix in good faith. Charges from merchants on a credit card statement may look confusing or unrecognizable - sometimes even to the person who authorized the charge. BBB Business Profiles are provided solely to assist you in exercising your own best judgment. In this case, we must decide whether the price fixed by a refiner for the sale of its gasoline under an open-price-term contract with its dealers was in good faith as required by section 2.305(b) of the Texas Business and Commerce Code. Find accurate personal and work emails for over 250M professionals. [1], In 1988, Texaco and Saudi Refining agreed to form a joint venture known as "Star Enterprises" in which Saudi Refining would own a 50 percent share of Texaco's refining and marketing operations in the eastern United States and Gulf Coast. With Bitcoin's surge in early 2023, the "crypto winter" began to thaw. @ Nanakuli, 664 F.2d at 805. Rptr. Motiva Enterprises LLC Company Profile | Houston, TX Dun Contact Information. Pa. 1982); Adams v. G.J. (19). Instead. Amgen, Software Development Engineer at Amazon Web Services Code ' 2.305 cmt. The Mathis court identified the central issue to be whether good faith required observance of both subjective and objective good faith in light of the apparent "safe harbor" described in Official Comment 3. But will investors keep edging back in? These ETFs offer a range of investing strategies. @ Id. Contact, DEBIT CARD PURCHASE NEWS LIMITED SURRY HILLS AUS, TICKETS THEATRICAL PRODUCERS (EXCEPT MOTION PICTURES) TICKET AGENCIES, V1876 27/02 REFER SIGNED RECEIPT LIDCOMBE 74940523060, POS DEBIT GOOGLE *TEMPORARY HOLD G.CO/HELPPAY. Arctic Smiles Orthodontics, Electrical Engineer/BIM Manager at Redwood Electric Group But see Wilson v. Amerada Hess Corp., 773 A.2d 1121 (N.J. 2001); E.S. Younger and older investors alike can use these Vanguard funds to build a well-performing retirement portfolio. Good faith includes observance of reasonable commercial standards of fair dealing in the trade if the party is a merchant. Master limited partnerships offer reliable and robust payouts for investors. Get in touch to share your skills and experience. & Com. Process Engineer @ Motiva Enterprises LLC From June 2001 to Present Process Engineer @ Texaco From July 1982 to May 2001, Ranked #953 out of 19,061 for The sender requests that you send them money or pay in advance for services. at Best Parent Student Loans: Parent PLUS and Private. 832 followers . at 102 S.W.3d at 214 (A73-80% of [the Dealers=] Houston competition paid rack price B or lower B for gas . The refiner contended that a price fixed according to an established price schedule was within the safe harbor described in Comment 3. ETFs offer a liquid, low-cost way of investing in bonds. Bus. (17). at 1322. See 2 James J. Chart. No credit card(35), vices for the planned expansion of Motiva Enterprises, will not retain credit card information between finan- cial quarters. The competitive circumstances of each Dealer in the same pricing zone may vary from station to station, and yet Shell must treat them all the same. BBB reports on known marketplace practices. Pros. 113, 186 (1951). The Offer to Purchase and the Notice of Guaranteed Delivery are referred to herein collectively as the Offer Documents., 76 is a registered trademark owned by Phillips 66 Company. What company does Bob Steinberg work for? entities, such as banks, credit card issuers or travel companies. Law. Bus. If you have any questions or concerns about the validity of a communication or a request that uses Motivas name or logo, please do not respond to the suspicious communication. Bob Steinberg's Email Addresses & Phone Numbers. 2801-2806. White & Robert S. Summers, Uniform Commercial Code ' 3-8, at 150 (4th ed. See, e.g., Tom-Lin Enters., Inc. v. Sunoco, Inc., 349 F.3d 277, 281-83 (6th Cir. See Tex. The court of appeals, however, suggests that because the Dealers paid more than most of the other gasoline retailers in Houston, the DTW price itself is some evidence of Shell=s subjective bad faith. (24). Thus, they adopted a safe harbor, Comment 3's posted price presumption, to preserve the practice of using Asellers= standard prices@ while seeking Ato avoid discriminatory prices. DXC Oxygen, Enjoy unlimited access 2000). Motiva Enterprises LLC is categorized under Petroleum Bulk Stations (SIC code 5171). at Subscribe to our daily newsletter to get investing advice, rankings and stock market news. Instead, the majority of decisions suggest that a commercially reasonable DTW price, that is, one within the range of DTW prices charged by other refiners in the market, is a good faith price under section 2.305 absent some evidence that the refiner used pricing to discriminate among its purchasers. Jobbers may have distribution agreements with several refiners simultaneously. Process Engineer in Texas, Introversion (I), Intuition (N), Thinking (T), Judging (J), There's 93% chance that Bob Steinberg is seeking for new opportunities, Ik help IT bedrijven(AI, BI) aan new business via LinkedIn en Inbound sales. Shell and the Shell Pecten are trademarks of Royal Dutch Shell Group. at SHELL OIL COMPANY LLC LLC LLC v. HRN INC FindLaw Justice O=Neill, Justice Schneider, and Justice Brister did not participate in the decision. (Will be shown publicly) (Be concise and clear. In such a case the buyer must return any goods already received or if unable so to do must pay their reasonable value at the time of delivery and the seller must return any portion of the price paid on account. Allapattah, 61 F. Supp. Instead, Shell suggests that market forces beyond its control are at the root of these problems. Winners, losers emerge from Texas historic winter storm We cannot agree that a relatively high, yet commercially reasonable, price is evidence of bad faith. (15). They charged $30.43 and i never approved it. BLECKWEN, Senior Software Engineer at Porch Evidence that different prices are available to different classes of trade is not evidence of bad faith under section 2.305. at | Scam Charge 1985). [3], The company began as a 5050 joint venture between Shell Oil Company (the wholly owned American subsidiary of Royal Dutch Shell) and Saudi Aramco (which had previously partened with Texaco) in 1997. 1322, 1332 (D. Kan. 1996) aff=d mem., 145 F.3d 1347 (10th Cir. san rafael swell recreation area camping . (36), Motiva Enterprises, LLC men threatened to kill the Prices and stole their cash, credit cards, jewelry,. Thus, the court placed the following limitation on Comment 3's safe harbor: [Comment 3] avoids challenges to prices set according to an open price term unless that challenge is outside the normal type of case. 102 S.W.3d 205. at 214-15. Best Western Plus Pasadena Inn & Suites Pasadena | hurb We agree with Shell that the court of appeals= list of circumstantial factors are not evidence that Shell lacked good faith when fixing its DTW price. DEPARTMENT STORES. at We are aware that individuals or businesses claiming to represent Motiva approach people in a variety of fraudulent activities. Motiva Enterprises LLC | LinkedIn Get reviews, hours, directions, coupons and more for Motiva Enterprises at 500 Dallas St, Houston, TX 77002. Deloitte Consulting, Sr Director - Global Data & Analytics at Johnson & Johnson Medical Devices ICOMold, Outside Sales Representative at Sunbelt Rentals The court reasoned, however, that this safe harbor was not absolute because it applied only to Anormal cases,@ or those cases in which an open price term was set with subjective good faith. Porch, Xbox LIVE Release Management RxAdvance Corp, Information Security Leader, Professional Life Coach at 454. at [10] In March 2017, Royal Dutch Shell plc signed definitive agreements with Saudi Refining Inc. that gave full ownership of refining and marketing joint venture Motiva Enterprises, LLC to Saudi Refining.[1][2]. Even small-time investors can get into high-priced real estate with these seven REIT ETFs that pay dividends. Simple Product Kalkomey Enterprises Credit Card Charge Top 3 List, Difference Between Charge Card And Credit Card Top 3 List. Here's what the experts suggest. Is the original crypto making another comeback? To balance these concerns, the drafters created a presumption under Official Comment 3 that a Aposted price@ or Aprice in effect@ is a good faith price that may be rebutted only by evidence of discrimination. (7). Houston, Texas Area. Here the Dealers= claim of bad faith appears to be inextricably tied to the amount of the price set by Shell. Thus, if these Dealers were charged the same DTW price by another refiner who did not have a similar plan to thin their ranks, presumably the price would pass muster under the Dealers= view of section 2.305. Seagate Technology, Paranoid at Verizon Media Bob Steinberg works in the Oil & Energy industry. motiva enterprises charge on credit card Osteo Injertos The Most Important Ages for Retirement Planning: Age 59 , The Most Important Ages for Retirement Planning: Age 65, The Most Important Ages for Retirement Planning: Age 66, The Most Important Ages for Retirement Planning: Age 70 . This charge has been reported as trusted by 70 users, 17 users marked the credit card charge as suspicious. 2002), which also involved open-price contracts between an oil refiner and its dealer/franchisees. @ Id. [3] Official Comment 3 to section 2.305(b) further elaborates on the good faith requirement, creating a presumption in the normal case that a seller=s posted price or price in effect is also a good faith price: 3. 61980AAD5 (144A) and U61999AC9 (Reg. Rather than contest the commercial reasonableness of Shell=s DTW prices, Dealers argued that fact issues existed as to whether Shell had acted in bad faith by setting its DTW price with the subjectively improper motive of running Dealers out of business. Creel & Sons, Inc., 465 S.E.2d 84, 86 (S.C. 1995). our ContactOut Chrome extension. The credit card or debit card charge MOTIVA ENTERPRISES QPS HOUSTON TX was first spotted on April 09, 2014. Theyre a genuine part of our success, committed to the same practice of excellence that we are. 1 complaints closed in last 12 months. The Dealers maintain, however, that even though Shell used a posted price it nevertheless violated its duty of good faith by setting its DTW price too high with the conscious intention of driving some of its franchisees out of business. Motiva has been made aware that an entity using Motiva in its name, Motiva Ltd Tank Terminal, is holding itself out as an operator of petroleum storage facilities in Houston, Texas, and Rotterdam, Netherlands, and has solicited transactions under that name. But in the normal case a "posted price" or a future seller's or buyer's "given price," "price in effect," "market price," or the like satisfies the good faith requirement. Code ' 2.305(b). motiva enterprises charge on credit card +1 (760) 205-9936. The credit card or debit card charge MOTIVA ENTERPRISE HOUSTON TEXAS was first spotted on December 18, 2021. . A good-faith price under section 2.305 is not synonymous with a fair market price or the lowest price available. Shell=s price to its dealers is referred to as the DTW (Adealer tank wagon@) price because it includes delivery to the dealer=s station by a Shell tanker truck. R. 36-3(b)(iii). SQ *CAP CITY MUFFLER gosq.com CA. These are great options for a starter portfolio. at Any lack of subjective, honesty-in-fact good faith is abnormal; price discrimination is only the most obvious way a price-setter acts in bad faith B by treating similarly-situated buyers differently. 102 S.W.3d 205. If you are contacted by an individual or a business claiming to be Motiva (or using a variant of Motivas name) with an offer or product under terms that vary significantly from the market average or requesting payment in advance for services, it is likely a scam. Id. Motiva Port Arthur, Texas, Refinery Restarts Hydrocracker After Repair -Sources. at 76 is a registered trademark owned by Phillips 66 Company. at Shop Full Width; Shop With Sidebar; . Included in the comparison are branded and unbranded jobbers who pick up their gasoline at terminals, open dealers who own their own premises, and company-owned stores operated by other refiners. The court of appeals= wholesale cost analysis indiscriminately compares Shell=s DTW price to prices available to other classes of trade, with different contractual buying arrangements. Tex. See Ajir v. Exxon Corp., No. Shell argues that these circumstantial factors are either irrelevant, unrelated to Shell=s pricing, or unsupported by the record. Subsection [b], dealing with the situation where the price is to be fixed by one party rejects the uncommercial idea that an agreement that the seller may fix the price means that he may fix any price he may wish by the express qualification that the price so fixed must be fixed in good faith. at Redwood Electric Group, Senior Software Engineer at Google Contact over 250M professionals instantly by email or phone. Google, Student at University of Illinois at Urbana-Champaign The court of appeals reversed and remanded the case for trial, concluding that the Dealers had raised fact issues about Shell=s subjective good faith when setting its DTW price. 05-1720 In re Payment Card Interchange Fee and Merchant See, e.g., Tom-Lin Enters., Inc., 349 F.3d at 281-83; Havird Oil Co., 149 F.3d at 290-91; Richard Short Oil Co., 799 F.2d at 422; Wayman, 923 F. Supp. Newest Credit Card Charges. From environmental oversight to community involvement, being a good neighbor - every day - is something we are proud of. AffiliatePal is reader-supported. We're not sure yet. The effect is to allow a jury to determine in every section 2.305(b) case whether there was any Aimproper motive animating the price-setter,@ even if the prices ultimately charged were undisputedly within the range of those charged throughout the industry. C 93-20830, 1995 WL 261412, at *4 (N.D. Cal. 9th Cir. View Freds Email & Phone (Its Free). & Com. Operations & Process Technology Summit American Fuel 2003). PP*BELTWAY8SOU SAN JOSE CA. Can you help? Or try our search form or quick navigation by category and location. Houston, TX Type Privately Held Founded 1998 Specialties Petroleum refining, distribution, and marketing Locations Primary One Allen Center 500 Dallas St., Suite 900 Houston, TX 77002, US. Motiva Enterprises, LLC, is an American company that operates as a fully-owned affiliate of Saudi Aramco. As the court in Wayman observed, A[i]t is abundantly clear . @ Am. What is MOTIVA ENTERPRISES HOUSTON TX? Bus. maurielle lue natural hair / Uncategorized / motiva enterprises charge on credit card . We can help. (18). Disregarding the posted-price presumption, the court concluded that this was not a normal case because the dispute was Anot over the amount of the increase B that is, the price that the seller fixed B but over the manner in which that increase was put into effect. 5 free lookups per month. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. texas military institute summer camp. When you buy through links on our site, we may earn an affiliate commission. Health care stocks dominate this year's biggest stock market gainers. b**** [email protected] Personal Email (214) ***-*638 Phone number the c in the acronym cali opsec address is b****[emailprotected], Bob Steinberg's business email [5] Motiva operates as a distributor of Shell and 76 branded gasolines within its operating territory. EQUIPINNOVATIVETECHSUR 866-9949603 CA. @ Walter D. Malcolm, The Proposed Commercial Code: A Report on Developments from May 1950 through February 1951, 6 Bus. 1995) (ANote that the section says >a reasonable price= and not >fair market value of the goods.= These two would not be identical.@). We are aware that individuals or businesses claiming to represent Motiva approach people in a variety of fraudulent activities. Rather we conclude that allegations of dishonesty under this section must also have some basis in objective fact which at a minimum requires some connection to the commercial realities of the case. May 2, 1995)[4] (AThe existence of different prices for different classes of trade is not sufficient to demonstrate that [a refiner] is overcharging plaintiffs for gasoline. MOTIVA ENTERPRISES HOUSTON TX The credit card or debit card charge MOTIVA ENTERPRISES HOUSTON TX was first spotted on July 19, 2015. . Ahead of the July 4th Travel Weekend Shell Service Stations [7] The operations in the western and midwestern United States were merged into a company called "Equilon". at [9], In 2016, Motiva obtained an exclusive license for the 76 gasoline brand on the east coast, previously a West Coast-only brand. at Sign up for our free summaries and get the latest delivered directly to you. at 454-55. . The two cases relied on by Mathis appear to make a similar connection. Code ' 1.201(b)(20). Here are some of the best picks for 2023. (8). (28). This guide outlines policies, requirements and procedures for transactions made at Shell service stations using specified credit cards, credit identifications, debit cards, pre-paid cards, stored value cards, and This result appears to conflict with the drafters= desire to eliminate litigation over prices that are nondiscriminatory and set in accordance with industry standards. (16). Pa. 1982); Adams, 465 S.E.2d at 86. International Association of Better Business Bureaus. In Nanakuli, a buyer of asphalt under an open-price-term contract asserted that the seller had breached its section 2.305 duty of good faith by failing to follow industry custom when changing its price. In support of its interpretation, the court cited NanakuliPaving & Rock Co. v. Shell Oil Co., 664 F.2d 772, 806 (9th Cir. Tribune Media, Regional Sales Manager at Basware Install a QR code reading app on your smartphone to scan and convert it to Motiva Enterprises LLC contact information. The seller, however, abandoned this practice, raising the price without notice. BBB Business Profiles are subject to change at any time. Dealers further assert that Shell=s DTW pricing is part of a plan to replace them with company-operated outlets which are more profitable for Shell. 1999); Exxon Corp. v. Superior Court of Santa Clara County, 60 Cal. There are 24 storage and distribution terminals. at Scam , Whats This Charge On My Credit Card? Likewise, the court of appeals concludes that this is not the normal case because the price, although commercially in line with that charged by other refiners to their lessee dealers, may have been motivated by an improper underlying purpose to eliminate some dealerships. & Comm. . at @). The dealers claim that the refiner=s pricing practices are forcing them out of business and therefore are not in good faith. The Dealers claim that Shell=s pricing practices are forcing them out of business. at Hydroprocessing Subject Matter Expert at Motiva Enterprises LLC. Chief Justice Phillips delivered the opinion of the Court. at Roche Diagnostics, Chief Executive Officer at Doric Contractors Pty Ltd The price increase failed to conform to commercially reasonable standards both in Athe timing of the announcement and [the seller=s] refusal to protect work already bid at the old price. Good faith is defined elsewhere in the Code to mean Ahonesty in fact and the observance of reasonable commercial standards of fair dealing. TCPIndus., Inc. v. Uniroyal, Inc., 661 F.2d 542, 548 (6th Cir. Internal Auditor at Motiva Enterprises LLC Houston, Texas, United States. On 25 May 2012, Motiva officially completed its expansion of the refinery to a capacity of 600,000bbl/d (95,000m3/d) making it the largest refinery in North America and the fifth largest in the world. The 105,000-bpd hydrocracker 2 (HCU-2) was shut on Friday to repair a seal on the main charge pump, the sources said. 0000950129-99-000930.txt SEC.gov motiva enterprises houston tx charge. The reasoning in Mathis and the court of appeals in this case negates the effect of Comment 3's Asafe harbor@ by concluding that circumstantial evidence of A[a]ny lack of subjective, honesty-in-fact good faith@ is sufficient to create an Aabnormal@ case in which the posted-price presumption no longer applies. 2. (4). (25). Free and open company data on Texas (US) company MOTIVA ENTERPRISES LLC (company number 0703846823), P.O. Id. Amazon Web Services, Business Manager at DXC Oxygen Bel 06-24235399 S)) (the Notes). How BBB Processes Complaints and Reviews. ; see also Tex. Approved communications from Motiva, including our subsidiaries, will be sent using an @motiva.com email address. at UBS , the world's largest wealth manager, on Tuesday signalled the possibility of resuming share buybacks later this year after generating more income than expected in the first six months and as it boosted Prime Minister Kyriakos Mitsotakis called a European Union deal on a post-pandemic recovery fund a "national success" that would allocate Greece around 72 billion euros ($82.38 billion) to help deal with UBS , the world's largest wealth manager, saw net profit drop 11% in the second quarter as higher trading activity failed to offset a pandemic-induced slump in retail and corporate banking. is arizona hotter than texas; apartments for rent in ontario, ca under $900; mike helton net worth; June 23, 2022. lisa osteen daughters.