See all TSP funds The TSP G Fund allows investors to earn interest rates similar to those of long-term U.S. Treasury Bonds, but without any risk of loss of principal. Terms of Use | Targeting cookies may be set through our site by our advertising partners. Federal government websites often end in .gov or .mil. If you opt out we will not be able to offer you personalised ads and What it Takes to Be a TSP Millionaire in . If you do not allow these cookies you may not be Help us tailor content specifically for you: A Promise of More Resources on DHS' 20th Birthday, Biden Unveils Proposal To Fight COVID Fraud, Navy Enterprise Service Desk: Modernizing Navy Services With Advanced Cloud-Based AI. A cookie is a small piece of data (text file) that a website when visited by a At the end of December 2022, the G Fund had 40.3% of assets totaling $292.6 billion. Daily, monthly and annual TSP performance, rates of return, and daily TSP share prices are among the data provided, and we also offer a free email newsletter with a weekly update on the TSP funds' performance. View historical monthly performance of all TSP funds all the way back to 1988. Comment? performance, so that we may improve our websites and your experience. Aggregate Index contains such a large number of securities, it is not feasible for the F Fund to invest in each security in the index. FedSmith.com. The S Fund is up 8.25%, the I Fund is up 7.92% and the C Fund is up 4.78%. The F Fund is the Fixed Income Index Investment Fund. It invests in bonds which track the performance of the Bloomberg U.S. The Thrift Savings Plan (TSP) is a retirement savings and investment plan for federal employees and members of the military. TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. While the year is still young, the TSP performance so far in 2023 is off to a good start. The C Fund slipped into second place with $262.9 billion in assets for a 36.2% share of the total. The U.S. Advertise | The I Fund is the International Stock Index Investment Fund. And the . BlackRock Institutional Trust Company, N.A.State Street Global Advisors Trust Company (effective 6/21/2021). Advertise | As of 3/2/2023, the fund has a compound annual growth rate of 5.2%, annualized standard deviation of 4.0%, and Sharpe Ratio of 0.24. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. This website uses cookies to enhance user experience and to analyze performance and Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. The C Fund tracks the performance of the S&P 500 index. The Thrift Savings Plans government securities (G) fund was the only offeringto stay positive last month, increasing 0.28%. Get free TSP Fund price and performance updates via email, The Thrift Savings Plan also offers 10 Lifecycle Funds. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_9',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. You cannot opt-out of our First Party Strictly Necessary TSP Performance Up in 2023 After Dismal 2022 Returns 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). If you want to opt out of all of our lead reports and lists, please submit a A retirement portfolio that contains stock funds, like the C, S, and I Funds, along with the F Fund, will tend to be less volatile than one that contains stock funds alone. $0.780/$1,000 account balance 0.078% (7.8 basis points), Benchmark index You can usually find these settings in the Options or Federal workers can contribute a maximum of $20,500 to their TSP (in 2022). They Most of the portfolios in the federal governments 401(k)-style retirement savings program finished February in the red, although they did not perform poorly enough to erase the previous months gains. You can, however, obtain additional information about the underlying indexes that certain TSP funds track by visiting the following websites: Terms of Service By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. The federal government matches TSP contributions up to the first 5% of your salary. Likewise, all of the TSPs lifecycle (L) funds, which shift toward more stable investments as participants get closer to retirement, lost ground last month. The table below shows the historical performance of the original (Classic) Lifecycle Funds, which became available for investment in August 2005: [5]. An official website of the United States government. This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. Once an L Fund reaches its target date, it is automatically rolled into the L Income Fund. browsers and GEMG properties, your selection will take effect only on this browser, this device and this Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. will not hand over your personal information to any third parties. Completion Total Stock Market Index. All rights reserved. An initial investment of $1,000 on 8/31/1990 would today be worth $23,981: Because the TSP funds are trust funds that are regulated by the Office of the Comptroller of the Currency and not by the Securities and Exchange Commission (SEC), they do not have ticker symbols (i.e., unique identifiers assigned to securities, including mutual funds, registered with the SEC). In order to prevent abuse and maintain reliable availability, a unique token is required in order to access the Daily TSP API. Advertise | Subscribe to our free email list to get our news updates in your inbox. Compliment? Aggregate Bond Index. The G Fund had 33.3% of assets totaling $270.1 billion. Completion Total Stock Market (TSM) Index (. TSP has an obligation to disclose these cookies. FedSmith.com. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. This article TSP performance is down in February 2023 but still up for the year-to-date. A description of each of the TSP funds is here. All Rights Reserved. They are capable of of the site will not work as intended if you do so. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. Since we only track TSP funds on this website, we use the G fund returns as our risk-free investment. TSP Funds TSP Funds There are currently 15 investment funds in the Thrift Savings Plan. 2022 TSP Fund Performance No one can predict the future, but we can celebrate the positive TSP returns as 2023 starts to unfold. Because it is a defined contribution plan, this means that the retirement income you receive from your TSP . The Thrift Savings Plan offers five individual funds in which to invest: G Fund The G Fund is the Government Securities Investment Fund. These funds are a mix of the five core TSP funds (G, F, C, S, and I). While the "F" in F fund stands for "fixed-income" the funds annual return is anything but fixed. The S Fund grew by 0.03% in February, bringing its 2022 performance to -10.05%, while the G Fund increased 0.14%, bringing its performance this year up to 0.28%. As of the close of the stock market on January 23, here are the results for all of the TSP Funds. Learn more about the debt limit on the U.S. Department of the Treasury website. Follow Ralph on Twitter: @RalphSmith47. The investment mix of each L Fund becomes more conservative as its target date approaches. International Stock Index Investment (I) Fund. This fund offers you the opportunity to earn rates of return that exceed money market fund rates over the long term (particularly during periods of declining interest rates). F Fund investors are rewarded with the opportunity to earn higher rates of return over the long term than they would from investments in short-term securities such as the G Fund. The site is secure. So far this year, the G Fund has gained 0.62%. TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. The TSP S fund tracks the performance of all the US stocks not in the SP500 index via an index called the Dow Jones Total US Stock Market Completion Index . For example, in 2055, the L 2055 Fund will be rolled into the L Income Fund. Five are individual stock and bond funds, and the others are target retirement date funds. Perhaps best expressed in the historical drawdown charts for each fund, which show the magnitude. TSP Fund Performance. One TSP stock fund was down 26%. Concern?Whatever it is, please do not hesitate to shoot us a line.We always enjoy hearing from our users! Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. This is a stock market index tracking the performance of 500 of the largest companies in the United States and is generally considered a standard for measuring overall stock market performance. The leading sector in the International fund is the financial sector and many banks in Europe are in deep trouble and explain the $120 billion per month of money printing by the European Central Bank today. The performance of the F Fund is evaluated on the basis of how closely its returns match those of the U.S. Total expense ratio Some competitors keep changing their strategies, others not listed do not even provide their returns, and finally, some trade more than two times a month. When comparing investments, a high Sharpe Ratio is preferable. to take that as a valid request to opt-out. $0.580/$1,000 account balance 0.058% (5.8 basis points), Investment expense ratio1 Less investment risk. You If you have enabled privacy controls on your browser (such as a plugin), we have $606 million was transferred into the I Fund, and $464 million was transferred into the G Fund. They do not store directly personal information, but are based on uniquely identifying your browser and Net administrative expense ratio personalize your experience with targeted ads. $0.200/$1,000 account balance 0.020% (2.0 basis points). This is a broad international market index, made up of primarily large companies in 22 developed countries. Due to rounding, numbers may not add up to exactly 100%. Functionally, the TSP operates nearly identically to a 401 (k). Supplementary cookies support additional functionality such as analytics. This index includes over small and mid-sized 3000 companies. Privacy Policy | Cookies as they are deployed in order to ensure the proper functioning of our website (such as prompting the This may affect our ability to personalize ads according to your preferences. The .gov means its official. All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. The G Fund, sometimes thought to be the safest TSP fund, is up 1.56% over the past 12 months and up 0.44% for the year-to-date. 2023 by Government Media Executive Group LLC. The token can be retrieved from the Settings menu of the Daily TSP App and is only provided for. It offers you the opportunity to earn potentially higher investment returns that are associated with small cap investments. Can Federal Employees Contribute to Both an IRA and the TSP in 2023? What few realize is the TSP C fund (SP500 index) is geographically diversified in the right way. . Monday, February 27, 2023 Friday, February 24, 2023 Thursday, February 23, 2023 Wednesday, February 22, 2023 Tuesday, February 21, 2023 Lapse in appropriations (government shutdown). it is not feasible for the F Fund to invest in each security in the index. cookie banner and remembering your settings, to log into your account, to redirect you when you log out, So far this year, the L Income Fund has grown 1.69%; L 2025, 2.31%; L 2030, 3.26%; L 2035, 3.52%; L 2040, 3.78%; L 2045, 4.01%; L 2050, 4.24%; L 2055, 5%; L 2060, 5%; and L 2065, 5%. visiting for our advertising and marketing efforts. performance. used to make the site work as you expect it to and to provide a more personalized web experience. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. The TSP 2022 Website and Unresolved Issues Published: January 3, 2023 There are approximately six million Thrift Saving Plan (TSP) participants who are federal employees, active military, and. Here is the latest information on 2023 inflation and the 2024 COLA. The L Funds strategy is to invest in an appropriate mix of the G, F, C, S, and I Funds for a particular time horizon, or target retirement date. In fact, the central bank is preparing to slow rate increases for a second consecutive meeting. Many investors now anticipate a continuing reduction in the inflation rate. The Federal Retirement Thrift Investment Board has chosen to invest the F Fund in an index fund that tracks the Bloomberg U.S. Visit www.allaboutcookies.org Those cookies are set by us and called first-party cookies. The small- and mid-sized businesses in the S Fund lost 1.63%, bringing its 2023 gains down to 9.01%. The S Fund is the Small cap stock Index investment fund. While there were up and down months for both the G Fund and the C Fund in 2022, the total assets in the G Fund increased by $22 billion during the year. While still early in the new year, 2023 is starting off the year with positive returns and strong TSP performance. The indexes we use do not account for fund expenses, so earlier returns are slightly higher. Yes, I want to receive occasional updates from partners. TSP Returns in 2022: One Fund is Up and One Down 13.30% As was the case at the end of January, all of the TSP Funds are showing negative results with the exception of the G Fund which has gained 0.24%. Aggregate Bond Index, a broadly diversified index of the U.S. bond market. Before sharing sensitive information, make sure youre on a federal government site. see some advertising, regardless of your selection. user asks your browser to store on your device in order to remember information about you, such as your 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). Because the U.S. The site is secure. Most of the TSP offerings are still up for the year so far. Those negative factors are now leading to more positive news. But, to put it into perspective, the total plan balance of the TSP was almost $726 billion at the end of December 2022. The S Fund is the Small cap stock Index investment fund. However, in practice the difference is not significant: the TSP funds have extremely low expense ratios (0.027% per year as of this writing). As of 2/28/2023, the fund has a compound annual growth rate of 10.3%, annualized standard deviation of 18.4%, and Sharpe Ratio of 0.40. The L Income Fund, designed for people who have already begun making withdrawals, lost 0.55%; L 2025, 0.94%; L 2030, 1.54%; L 2035, 1.72%; L 2040, 1.88%; L 2045, 2.03%; L 2050, 2.16%; L 2055, 2.43%; L 2060, 2.44%; and L 2065, 2.44%. Dont show this message again, Last updated: January 01, 2023 at 01:42 AM. The 2023 inflation rate will impact next year's COLA and TSP balances. A description of each of the TSP funds is here. However, you (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_5',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this adif(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-large-leaderboard-1','ezslot_8',540,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-large-leaderboard-1-0');report this ad. Sale of Personal Data, Targeting & Social Media Cookies, Under the California Consumer Privacy Act, you have the right to opt-out of the and analytics partners. The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. 2022 TSP fund performance was dismal. Payment of principal and interest is guaranteed by the U.S. Government. You may also contact us through the in-app feedback form in the Settings menu of the Daily TSP mobile application. The TSP's C Fund bounced back in March with a return of 3.72% after losing 2.99% in February. These funds are a mix of the five core TSP funds (G, F, C, S, and I). In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. It invests in bonds which track the performance of the Bloomberg U.S. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. default settings according to your preference. Here are how the core funds look at the end of January 2022: Obviously, there was a significant shift during the year from stock funds into the safety of the G Fund. You will still The F Fund's investment objective is to match the performance of the Bloomberg U.S. Aggregate Index consists of high-quality fixed-income securities with maturities of more than one year. Thrift Savings Plan F Fund Monthly Returns: Jan 2023: 3.25% -- Thrift Savings Plan G Fund Monthly Returns: Jan 2023: 0.34% : 6.25% Thrift Savings Plan I Fund Monthly Returns: Jan 2023: 8.43% -- Thrift Savings Plan L 2030 Fund Monthly Returns: Jan 2023: 4.87% -- Thrift Savings Plan L 2040 Fund Monthly Returns: Jan 2023: 5.78% -- Thrift Savings . By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. The F Fund is the Fixed Income Index Investment Fund. The fixed income bonds in theFFund finished February 2.58% in the red. So far this year, the F Fund has gained 0.58%. can choose not to allow certain types of cookies, which may impact your experience of the site and the This index is made up of small and medium sized companies. Learn more, please visit our Cookie Statement page. The name of each fund indicates ones projected retirement date. The interest rate paid by the G Fund securities is calculated monthly, based on the market yields of all U.S. Treasury securities with 4 or more years to maturity. More TSP News if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,600],'tspdatacenter_com-box-4','ezslot_3',117,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-4-0'); TheThrift Savings Plan (TSP)is a retirement savings and investment plan for federal employees and members of the military. Standard deviation, also known as historical volatility, is used by investors as a gauge for the amount of expected volatility. The I Fund is the international investment option for the TSP as the companies in this index are primarily foreign (non-U.S.) companies. Aggregate Investment Grade Bond Index, a broad index representing the U.S. bond market. The name of each fund indicates ones projected retirement date. Performance Average annual returns --YTD 1 yr 3 yr 5 yr 10 yr Summary Details as of 12/31/2022 Assets $30.2 billion Total expense ratio The information collected might relate to you, your preferences or your device, and is mostly Disclaimer: Daily TSP is a third party application that has no affiliation with TSP.gov.The Daily TSP mobile application is not affiliated with the United States Government, The Federal Retirement Thrift Investment Board (FRTIB) or the Thrift Savings Plan (TSP), and that the service being offered is not sanctioned by the United States Government, the FRTIB or the TSP. Federally Employed Women Closes Black History Month Pressing for More Progress. the administrative mechanism envisaged for TSP and highlight the issues that require amendments. The old industrial sectors only account for 16% of the SP500 and 21% of the S fund today, but 30% of the TSP I fund. Fees & More Info Fees as of 12/31/2022 The TSP I fund is higher weighted in Finance and the old economy sectors which have underperformed. reducing its 2023 performance to 3.68% in the black. January 2023 What Are the Core TSP Funds? Most of the TSP offerings are still up for the year so far. It gives you the opportunity to invest in international stock markets and to gain a global equity exposure in your portfolio. Learn more, please visit our Cookie Statement page. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. The same was done for the other TSP funds and their underlying index. etc.). As those who have been investing in the stock market for a long time already know, one bad year does not determine the future of your investment portfolio. content and messages you see on other websites you visit. At the end of 2021, FERS had a participation rate of 94.1% and uniformed services had a rate of 73.7%. The table below shows the performance of the new Lifecycle Funds, which became available in July 2020: As of June 2022, Thrift Savings Plan participants can also invest part of their account balance in mutual funds, through the TSP Mutual Fund Window. The federal Thrift Savings Plan offers five different individual investment funds for participants: The Government Securities Investment (G) Fund. Can federal employees contribute to both an IRA and the TSP? The fixed income bonds in. We also use cookies to personalize your experience on our websites, including by View historical monthly performance of all TSP funds all the way back to 1988. Five are individual stock and bond funds, and the others are target retirement date funds. This is a market index of small and medium-sized U.S. companies that are not included in the S&P 500 Index. The table below compares TSP Coach returns to all the major TSP allocation plans minus fees. The C Fund is still down 4.59% for the year-to-date but it is up 15.63% for the past 12 months. Both FERS and active-duty uniformed services participation rates ended the year with impressive numbers. Your F Fund investment is also exposed to prepayment risk, which is the probability that if interest rates fall, bonds that are represented in the index will be paid back early thus forcing lenders to reinvest at lower rates. able to use or see these sharing tools. Hopefully, TSP investors will be looking at a good return on their investment for the year after a disappointing 2022. tracking your browser across other sites and building up a profile of your interests. FERS had a participation rate of 94.4% and uniformed services had a rate of 83.2%. The. G Fund and the debt limit | The Thrift Savings Plan (TSP) G Fund and the debt limit As of January 23, 2023, the U.S. Treasury was unable to fully invest the Government Securities Investment (G) Fund due to the statutory ceiling on the federal debt. Get the latest pay and benefits news delivered to your inbox. Bloomberg U.S. The C Fund tracks the performance of the S&P 500 index. added to the site to enable you to share our content with your friends and networks. The F Fund tracks the Bloomberg U.S. Advertisement Previous Calendar Years TSP Fund Performance [Pinch-to-zoom/enlarge images below] Advertisement Aggregate Bond Index. It is a defined contribution plan, similar to 401(k) style retirement savings plans in the private sector. It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. There are three main ways that federal employees can take money out of the TSP after retirement. Once an L Fund reaches its target date, it is automatically rolled into the L Income Fund. Visit www.allaboutcookies.org In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. ensure the proper functioning of our Federal government websites often end in .gov or .mil. Use the left and right buttons on your keyboard to scroll sideways. department for further clarification about your rights as a California consumer by using this Exercise My Here are the average net assets of each fund (in billions): At the end of December, there were 6.75 million TSP participants. For example, in 2055, the L 2055 Fund will be rolled into the L Income Fund. You may opt out of our use of such The Daily TSP application programming interface (API) is a tool provided to our users in order to access our highly reliable and well curated TSP share price database. The number at the end of 2022 is the lowest end of the calendar year figure since 2020 but still an improvement over earlier this year.