Any references todaysfound in this Agreement are calendar days unless indicated otherwise. The maximum number of Secondary Accounts permitted is five (5). We may close this Card or temporarily or permanently limit specific activities the Card can perform at any time upon suspecting or observing potentially fraudulent activity or activity otherwise prohibited by this Agreement. Neither the Issuer nor Greenlight is responsible for the delivery, quality, safety, legality or any other aspects of goods or services that you purchase from others with a Card. Along with your account number, your routing number is used to guide payments and identify your account when you're writing a check, wiring money, or paying a bill. The features and functionality included in each Card Plan are subject to change at any time, and any such changes will be communicated on the Greenlight website at www.greenlight.com and will become effective whenever posted to the Greenlight website. Search routing number or part of a bank name, e.g. 1 A single Monthly Fee will be assessed against either the Primary Account or any of the Secondary Accounts if funds are not available in the Primary Account and the Funding Account. The Primary Accountholder or an Authorized Approver (each, individually, an ACH Authorizer under this ACH Debit Authorization), authorizes Greenlight and the Issuer to initiate a single (one-time) debit entry (each, Single Entry), recurring debit entries, such as a recurring monthly load for the same amount on the same date each month (each, a Recurring Entry), and subsequent debit entries (under a standing authorization) (each, a Standing Authorization) in each case by using the Greenlight application to direct the date and amount of the entry to the selected Funding Account(s) (and, if necessary, electronically credit the Funding Accounts to correct any erroneous debits) for the amounts requested by the ACH Authorizer for purposes of funding the Card Account from time to time using the Automated Clearing House (ACH) electronic funds transfer network. Greenlight Core Plan Services means all of the core account services offered to cardholders on the Greenlight application as further described in the Greenlight Terms of Service available in the Policy Center on the Greenlight website at www.greenlight.com. For electronic fund transfers the routing number format is a leading zero, the . Bank of America routing number. Your bank routing number is a 9-digit code used to identify a financial institution in a transaction. This new Invest Account established for the Primary Accountholder will be in addition to any Invest Account(s) that have been established for a Secondary Cardholder; provided, however, that the Primary Accountholder will, in all cases, be the record owner of all Invest Accounts that are established for a Primary Accountholder or any related Secondary Cardholder, together with all Equities purchased for such Invest Account. You can reach Bank of America's customer service by calling this number: 1 (800) 432-1000. If you do not notify us within two (2) business days after you learn of the loss or theft of your Card, and we can prove that we could have stopped someone from using your Card without your permission if you had promptly notified us, you could lose as much as $500.00. A Secondary Cardholders direct deposit will be attributed to the individuals Secondary Account. There may be a fee for replacing your Card (please see the Fee Schedule table for details). We do not waive our rights by delaying or failing to execute them at any time. It is also known as check routing number and MICR Code. Investing involves risk and may include the loss of capital. BY CONNECTING A FUNDING ACCOUNT TO THE PRIMARY ACCOUNT, THE OWNER OF SUCH FUNDING ACCOUNT AUTHORIZES ANY PARTY WITH ACCESS TO THE PRIMARY ACCOUNT TO INITIATE LOADS FROM THAT FUNDING ACCOUNT. Any translation provided may not accurately represent the information in the original English. A routing number can also be written in a "Transit Number - Institution Number" format when it is meant for MICR - encoded paper payments. Further, the Investing for Parents and Investing for Kids features are only available to Card Accounts enrolled in the Greenlight + Invest Plan and higher tier plans (i.e., Greenlight Max Plan and Greenlight Infinity Plan), while the Investing for Parents Lite feature is only available for Card Accounts enrolled in the Greenlight Core Plan. If you use your Virtual Card for a mail order, telephone, or Internet purchase, the legal effect will be the same as if you used the Physical Card itself. The funds underlying your Card Account are held by Community Federal Savings Bank and FDIC-insured up to the applicable limits in the event Community Federal Savings Bank fails, provided we have been able to fully verify your identity. Plans range from $4.99 - $14.98 per month for up to 5 kids. IF YOU SELECT ANY CARD PLAN INCLUDING INVEST ACCOUNT SERVICES, YOU AUTHORIZE US AND GREENLIGHT TO DISCLOSE YOUR PERSONAL INFORMATION TO GREENLIGHT ADVISORS AND DRIVEWEALTH AS NECESSARY FOR GREENLIGHT ADVISORS AND DRIVEWEALTH TO PROVIDE THE INVEST ACCOUNT SERVICES AND ANY RELATED SERVICES. If you elect to downgrade your Card Plan to another Card Plan with a lower Monthly Fee, your Card Plan features on your Card Account will be downgraded and you will be charged the lower Monthly Fee attributable to the new Card Plan on your next monthly renewal date unless you elect to cancel the downgrade prior to your monthly renewal date; provided, however, that you will not be able to cancel a downgrade from the Greenlight + Invest Plan. You can also cancel your Card Account at any time, but you will not be eligible for a partial refund of the unused portion of the Monthly Fee allocable to the remainder of your current monthly billing cycle. If you need to replace your Physical Card for any reason, please contact us at 888-483-2645 to request a replacement Card. If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question. Enter your online banking credentials Choose to have verification go to your phone via text or call and hit continue Enter the verification code once received Choose the bank account you'd like to use to fund your Greenlight account and hit continue This notice may be given before or after a lawsuit has been started over the Claim and may address any Claims brought in the lawsuit provided that a party may not pursue a Claim in a lawsuit and then seek to arbitrate that same Claim unless the other party has asserted another Claim in the lawsuit or an arbitration. (You should retain a copy of your opt-out notice and evidence of mailing or delivery.) Wells Fargo Alabama. My child doesn't have a . YOU ACKNOWLEDGE AND AGREE THAT COMMUNITY FEDERAL SAVINGS BANK IS NOT PROVIDING ANY OF THE INVEST ACCOUNT SERVICES INCLUDED IN ANY OF THE CARD PLANS. ALSO, YOUR AND OUR ABILITY TO OBTAIN INFORMATION FROM THE OTHER PARTY IS MORE LIMITED IN AN ARBITRATION THAN IN A LAWSUIT. (option was removed) Interesting To Know 5.07K subscribers Subscribe 14K views 1 year ago UNITED STATES Hey guys, how's it going today, great to see ya. You may request this number not be used. You are wholly responsible for the use of each Card according to the terms and conditions of this Agreement. You can get fast access to Green Dot Customer Care specialists by becoming a Green Dot VIP. How to find my routing number. WHENEVER FUNDS ARE NO LONGER HELD IN YOUR CARD ACCOUNT, SUCH FUNDS ARE NOT FDIC INSURED VIA COMMUNITY FEDERAL SAVINGS BANK, AND WE ARE NO LONGER RESPONSIBLE FOR SUCH FUNDS IN ANY WAY. You must also agree to a variety of separate agreements and disclosures which are housed in the Policy Center link on the Greenlight website at www.greenlight.com and available through the Greenlight application. *Greenlight Core and Greenlight + Invest families can earn monthly rewards of 1% per annum, Greenlight Max families can earn 2% per annum, and Greenlight Infinity families can earn 5% per annum on an average daily savings balance of up to $5,000 per family. Despite the foregoing, Claim does not include any individual action brought by you in small claims court or your states equivalent court, unless such action is transferred, removed, or appealed to a different court. It is used for electronic transactions such as funds transfers, direct deposits, digital checks, and bill payments. Keep this paper in a safe place. If you use your Card at a restaurant, a hotel, for a car rental purchase, or for similar purchases, the merchant may preauthorize the transaction in advance for an estimated amount to ensure there are sufficient funds available to cover tips or incidental expenses incurred. Your Card may be used for retail purchases and telephone or Internet purchases. Cardmeans the Greenlight Prepaid Mastercard issued to you by Community Federal Savings Bank, which can be a Physical Card or Virtual Card as described below. When entering your PIN, be sure it cannot be observed by others and do not enter your PIN into any terminal that appears to be modified or suspicious. The two first digits range from: 1 to 12 for regular banks. The Greenlight Max Plan includes all of the features and functionality included under the Greenlight Core Plan, together with the Invest Account Services, and all of the additional features and functionality of the Greenlight Max Plan Services as described in the Greenlight Terms of Service which is available in the Policy Center link of the Greenlight website at www.greenlight.com. 026009593. Plans start at $4.99 after the first month. Finally, the Greenlight Infinity Plan includes all of the features and functionality included under the Greenlight Max Plan, together with all of the additional features and functionality of the Greenlight Infinity Plan Services as described in the Greenlight Terms of Service, which is available in the Policy Center link of the Greenlight website at www.greenlight.com. READ THIS ARBITRATION PROVISION CAREFULLY. More Resources. Copies of the documents used in the investigation may be obtained by contacting us at the phone number or address listed at the beginning of this section. If you do not reject this Arbitration Provision, it will be effective as of the date you received this Agreement. Offer subject to change at any time. Routing numbers have been in use since 1910, and are managed by the American . Large multinational banks can have several different routing numbers, typically based on the state . Under the Mastercard rules, your liability for unauthorized Card transactions on your Card Account is $0.00 if you notify us within two (2) business days and you exercise reasonable care in safeguarding your Card from loss, theft, or unauthorized use. Nevertheless, if a settled transaction exceeds the balance of the funds available on your Card, you shall remain fully liable to us for the difference between the Card Account balance and the amount of the settled transaction together with any applicable fees. If you select the Greenlight Max Plan, then you will have access to the Greenlight Max Services. If you are entitled to a refund for any reason for goods or services obtained with your Card, you agree to accept credits to your Card for such refunds and agree to the refund policy of that merchant. The Card is not for resale. In the case of a Standing Authorization for funding transactions (other than auto funding transactions), the ACH Authorizer will be required to use the Greenlight application to designate the specific Funding Account (if there is more than one enrolled), and the amount of any subsequent debit entry(ies). 89-16 Jamaica Avenue Woodhaven, New York 11421 718.847.6333 YOU ACKNOWLEDGE THAT GREENLIGHT ADVISORS AND DRIVEWEALTH ARE UNAFFILIATED THIRD PARTIES TO COMMUNITY FEDERAL SAVINGS BANK WITH RESPECT TO THE INVEST ACCOUNT SERVICES. The first is the check routing number used to identify your bank. You will have access to your funds immediately for an initial value load after Physical Card receipt and PIN selection; subsequent value loads will be made available in accordance with the Issuers funds availability policy. All ATM transactions are treated by us as cash withdrawal transactions. The ACH Authorizer acknowledges that debits to the Funding Account(s) under this authorization must comply with U.S. laws. If you permit another person to have access to your Cards or Card numbers, we will treat this as if you have authorized such use and you will be liable for all transactions and fees incurred by those persons. The Primary Accountholder, or an Authorized Approver, may load the Primary Account by debit card. You are not allowed to exceed the available amount in your Card Account through an individual transaction or a series of transactions. How many children can I add to my Greenlight Account? If you need more information about our error-resolution procedures, contact us at the telephone number or address shown below in Customer Service. This Cardholder Agreement (Agreement) outlines the terms and conditions under which the Greenlight Prepaid Mastercard has been issued to you by Community Federal Savings Bank (Community Federal Savings BankorIssuer). Using the BMO cheque example, your routing number is 27601-001. Box); (iv) the personal information that you provide to us in connection with the Card is true, correct, and complete; (v) you received a copy of this Agreement and agree to be bound by and to comply with its terms; and (vi) you accept the Card. f. Prohibition Against Certain Proceedings:IF YOU OR WE ELECT TO ARBITRATE A CLAIM: (1) NEITHER YOU NOR WE MAY PARTICIPATE IN A CLASS ACTION IN COURT OR IN CLASS-WIDE ARBITRATION, EITHER AS A PLAINTIFF, DEFENDANT, OR CLASS MEMBER; (2) NEITHER YOU NOR WE MAY ACT AS A PRIVATE ATTORNEY GENERAL IN COURT OR IN AN ARBITRATION; (3) CLAIMS BROUGHT BY OR AGAINST YOU MAY NOT BE JOINED OR CONSOLIDATED WITH CLAIMS BROUGHT BY OR AGAINST ANY OTHER PERSON; AND (4) THE ARBITRATOR SHALL HAVE NO AUTHORITY TO CONDUCT A CLASS-WIDE ARBITRATION, PRIVATE ATTORNEY GENERAL ARBITRATION, OR MULTIPLE-PARTY ARBITRATION. The bank routing number and direct deposit account number are for the purpose of . You may also use your Physical Card with PIN to obtain cash at any Automated Teller Machine (ATM) displaying the Mastercard name or logo, the Visa Interlink name or logo, or the Maestro name or logo. You additionally authorize Community Federal Savings Bank to receive funds from DriveWealth for deposit into your Card Account. Like all other financial institutions, Green Dot requires your accounting number and routing number for all transactions. If you can't seem to find your check routing number, don't panic. You can access this information through the manage card screen of the Greenlight application for the applicable Secondary Account, or you can contactsupport@greenlight.comor call us at 1-888-483-2645 to obtain this information for the applicable Secondary Account. Fedwire - You can look up your routing . You should get a receipt at the time you make a transaction using your Card, including ATM withdrawals. Scroll down to Account Info to view your account number and routing number. The Primary Accountholder hereby authorizes and instructs Community Federal Savings Bank to collect the investment advisory fee payable to Greenlight Advisors (if any) from the Monthly Fee and directs Community Federal Savings Bank to remit such $2.99 investment advisory fee directly to Greenlight Advisors on a monthly basis. By enrolling for these types of communications, you understand and agree to be responsible for any fees or charges you incur as a result of this enrollment. Check Routing Number. If you believe your Card has been lost or stolen, or that someone has transferred or may transfer money from your Card Account without your permission, call us at 888-483-2645. Method 1 Locating Your Account Number 1 Find the 2nd series of numbers on the bottom of a check if you have one. Go online: Your bank may post its routing number online via its website or mobile banking app. Our Liability for Failure to Complete Transactions, Your Liability for Unauthorized Transfers, Information About Your Right to Dispute Errors, Information About Your Right to Dispute Errors, No Warranty Regarding Goods or Services as Applicable, Fee Schedule and Balance/Transfer Limitations, Do Not Sell or Share My Personal Information. The first two digits "05" correspond to the 12 Federal Reserve Banks that represents the bank. Never share your PIN with anyone. Type of wire transfer. Please read this Agreement carefully and keep it for future reference. Some merchants may not provide a receipt for small dollar purchases. It's based on the location of the bank where your account was opened. The Card will remain the property of the Issuer and must be surrendered upon demand. The direct deposit agreement with the employer may include additional terms and conditions outside the scope of this Cardholder Agreement, and you authorize the Secondary Cardholder to accept those additional terms and conditions, which shall govern in the event of any inconsistency between the direct deposit agreement, on the one hand, and any provision of this Cardholder Agreement, on the other. Next, enter the recipient's name, email address, and memo, phone number, and the amount to send. 2. Greenlight does not hold any consumer funds; any funds that you may add to your Card Account are solely held by Community Federal Savings Bank unless transferred to your Invest Account held by DriveWealth in order to make purchases of equity securities. You may not use your Card(s) for gambling, including online gambling, or any illegal transaction. Your wireless carrier may charge fees for your data usage in connection with your use of Greenlight Services. Sign up today for a one-month trial. For value loads made via ACH, Greenlight (and not the Issuer) may, in its sole discretion, make funds available sooner. On a check. Each party to the dispute has an opportunity to present some evidence to the arbitrator. You will need to tell us: Why you believe there is an error, and the dollar amount involved; and. Some merchants may require payment for the remaining balance in cash. During the hold period, you will not have access to the preauthorized amount. Email Us About Us Community. We will bear the expense of our attorneys, experts, and witnesses. This includes fees not charged by a court. The first set of numbers on the lower left corner of a check is the routing number. They will ask you a few basic questions to determine your routing number. Card Accountmeans the records we maintain to account for the value of claims associated with the Card. In addition to the base services described above which are included in the Greenlight Core Services described under the heading Greenlight Core Plan below, the Greenlight Services also include the Invest Account Services as further described under the heading Invest Account Services below, the Greenlight Max Plan Services as further described under the heading Greenlight Max Plan below, and the Greenlight Infinity Plan Services as further described under the heading Greenlight Infinity Plan below. Both Greenlight Advisors and DriveWealth are involved with offering you the Invest Account Services as further described under the heading Invest Account Services below.
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